Your Claim Deserves a Fair Fight
American Appraisal Services connects contractors and policyholders with certified, independent insurance appraisers — so you can challenge underpaid or underscoped insurance claim assessments with confidence.
How It Works
Getting matched with a qualified appraiser takes minutes, not weeks. We handle the connection — you handle the construction.
Submit Your Claim
Tell us about your project, the carrier's assessment, and what you believe is missing or underpaid.
Get Matched
We match you with a licensed appraiser who specializes in your claim type and is qualified in your state.
Independent Review
Your appraiser conducts a thorough, independent assessment and prepares a documented scope of loss.
Resolve the Dispute
Present your appraiser's findings in the appraisal process, mediation, or litigation to recover what you're owed.
Who We Serve
American Appraisal Services bridges the gap between the contractors doing the work and the appraisers who can document it.
Contractors & Restoration Companies
When the insurance company's estimate doesn't cover the true scope of damage, you need an expert in your corner. We connect you to appraisers who understand real-world repair costs.
- →Roofing, siding & exterior contractors
- →Water, fire & mold restoration firms
- →General contractors & remodelers
- →Structural repair specialists
Public Adjusters & Claims Professionals
Strengthen your clients' appraisal demands with certified, independent appraisers who can document damage thoroughly and hold up to scrutiny.
- →Licensed public adjusters
- →Independent adjusters building appraiser panels
- →Claims consultants & advocates
- →Property management companies
Attorneys & Legal Teams
For insurance disputes that reach litigation, our network includes appraisers qualified to serve as expert witnesses with courtroom-ready documentation.
- →Insurance coverage attorneys
- →Bad-faith litigation support
- →Expert witness placement
- →Mediation & arbitration prep
Policyholders & Property Owners
If your insurance company's payout doesn't come close to covering your actual losses, you have the right to invoke appraisal. We help you exercise that right.
- →Residential property owners
- →Commercial property owners
- →HOAs & property associations
- →Landlords & real estate investors
Our Services
From basic appraiser matching to full dispute resolution support, we provide the resources to challenge unfair claim assessments at every stage.
Appraiser Matching & Placement
Our core service connects you with a vetted, licensed appraiser suited to your specific claim type, region, and dispute stage — typically within 48 hours.
Independent Scope of Loss Review
Matched appraisers conduct line-by-line scope reviews using Xactimate and industry standards to build a defensible, documented assessment.
Appraisal Clause Invocation Support
Guidance on invoking the appraisal clause in your policy and navigating the formal appraisal process to achieve a binding, fair resolution.
Expert Witness Services
When disputes escalate to litigation, our network includes appraisers experienced in providing clear, credible expert testimony.
Claim Supplement Analysis
Identify what the insurance company left out — missed line items, underpaid categories, and depreciation errors.
Dispute Consulting & Strategy
Not sure how to proceed? We help you understand your options — from informal negotiation to formal appraisal — and build the right strategy.
Why American Appraisal Services
Contractor-Side Advocacy
Unlike carrier-appointed appraisers, every professional in our network works on behalf of policyholders and contractors — not insurers.
Credentialed, Vetted Appraisers
All network members carry appropriate licensing, certifications, and errors & omissions insurance — and are screened for construction expertise.
Nationwide Coverage
Our appraiser network spans all 50 states, with concentration in storm-prone regions including Texas, Florida, Oklahoma, and the Southeast.
Speed When It Matters
Disputes have deadlines. We prioritize fast, accurate matches so you can meet appraisal deadlines and avoid claim forfeiture.
Construction + Insurance Knowledge
Our appraisers don't just know insurance — they understand construction costs, methods, and code compliance.
The Gap We Fill
Insurance companies have in-house adjusters, proprietary estimating software, and teams of professionals working to minimize payouts. Contractors and policyholders rarely have an equivalent expert at the table.
American Appraisal Services levels that playing field — giving contractors access to the same caliber of expertise the carriers rely on, now working for you.
"The appraisal process exists in almost every property insurance policy. Too few contractors and policyholders know how to use it — or who to call when they do."
The AAS Process
From first contact to final resolution, here's exactly what to expect when you work with American Appraisal Services.
Initial Consultation
We review your claim details, the insurer's assessment, and your goals to determine the best path forward and identify the right appraiser profile.
Appraiser Matching
Based on your claim type, location, and urgency, we identify and connect you with one or more qualified appraisers from our vetted network.
Site Inspection & Scope Development
Your appraiser conducts a thorough on-site or virtual inspection, documents all damage, and prepares a comprehensive scope of loss and cost estimate.
Dispute Engagement
Armed with your appraiser's findings, you enter the formal appraisal process, negotiation, or litigation with a documented, credible position.
Resolution & Follow-Through
We stay engaged through resolution — coordinating appraiser follow-up, supplemental reporting, and ongoing support until your dispute is closed.
Built on Experience. Backed by Results.
Our network appraisers bring backgrounds from every corner of the insurance and construction industries — so your challenge is credible, comprehensive, and defensible.
Don't Accept an Unfair Settlement
The appraisal process is your right. We make sure you have the right expert to exercise it. Get matched with a certified appraiser today.
Connect With an Appraiser